Mortgage Services

Mortgages

At TC Mortgages we support you with securing mortgages and insurance protection for your homes and investment properties.

We have access to a wide range of lenders and private banks, and we’ll advise you throughout your purchase journey – from initial budgeting and mortgage applications, to honest guidance on insurance and income protection after the purchase is complete.

Whether you’re a first-time buyer, honed property investor or your situation is more complex, we can advise on the best options for you.

Our services

We meet with our clients in person (depending on your location), schedule meetings via phone, or use web chat facilities as required.

We provide a mortgage advice service for individuals and landlords.

Purchases / Remortgages / Product Transfers and Refinancing (including debt consolidation)

Whether you have never had a mortgage before or are looking at reviewing your options we can work with you to recommend the most suitable solution for your circumstances.

Think carefully before securing any other debts against your home. Your home may be repossessed if you do not keep up repayments on your mortgage.

Life Cover / Critical Illness / Income Protection

Secure your family’s financial future with our support in setting up a life insurance plan.

 

Buildings and Contents Insurance

Not only can we advise on your mortgage protection options, but we’ll also recommend suitable cover for your home (or investment property) and your belongings.

 

Let to Buy / Buy to Let mortgages

If you’re thinking about becoming a landlord, we can provide you with support and specialist advice on Let to Buy and Buy to Let mortgage applications and insurances.

 

Bridging Loans and Commercial Finance

If purchasing office premises or renovating a property for investment, we can guide you through your options and direct you to our trusted referral partners.

This service is offered by referral to a third party.

Your home may be repossessed if you do not keep up repayments on your mortgage.

The Financial Conduct Authority does not regulate some forms of Buy to Lets.

INITIAL CONSULTATIONS ARE FREE OF CHARGE

If you need advice on your mortgage options, contact us to book an initial consultation with our experienced advisors.

There’s no obligation to proceed, our fee for mortgage advice will depend upon your circumstances.  A fee of £395 is payable on completion for standard residential mortgages and an additional fee of £500 is payable on application for customers with poor credit history.